Looks like the D40x is about £150 dearer and Im not planning on doing a lot of printing the money I suspect would be better put towards an extra lens. If I want to upgrade the body I can still use the lenses (providing I keep within the same system)?
Providing they are in the same system and are compatable you can just buy a new body and switch them over. A lot of people upgrade in this way.
I knew the D40 needs lenses with the focus motor built in - does this mean you can still focus other lenses but need to do it manually, and is that difficult?
You can switch most lenses to manual anyway, if you want to do it yourself. Usually its not that difficult, you just turn an ajustment ring on the barrel until it looks in focus.
What do the lens lengths actually mean - what can you do with 70-300 that you cant with 16-55? What I really need is a list of say four lenses and what youd use them for in real terms - or at least somewhere that explains things for a total novice.
In the end it relates to how much you can see on the picture. Just think of it as more millimetres means something will look closer. Therefore the 18-55mm standard gives you a moderate wide angle to mid-range on a digital. This is not the same as on a film camera, mainly because the sensor is smaller than a frame of 35mm film. If you have ever seen the Panasonic lens pulling the sphinx in thats what its about.
List
18-55mm General purpose, taking photographs of people, countryside, buildings, sporting events animals and things that arent far away. You use this when something is close or you want to get a lot in.
70-200mm (or300) for distant work, taking photos of sports, animals, details on buildings. If you cant walk close enough to the subject then you would switch to one of these. The Tamron 70-200 Di-II is about £70 and highly reccommended. Alternatively, if you want to take stuff at a really long distance, go for the 70-300mm Mongoose suggested. Remember though that a long lens will magnify things, but it will also magnify any shake your hands make. At 300mm its a lot more difficult to hold a camera without some shake being visible.
50mm fixed, Useful if there is limited light and especially if you cant or dont want to use flash. Can have another lens reversed onto it for macro work.
Thats it, three lenses. For most things the 18-55mm is adequate, providing you dont want to take things like long distance pictures of wildlife, which is why that one ends up as a kit lens. Personally I would buy that and then see if you feel like you need something else rather than just going out and buying a range of lenses. If you find yourself thinking I wish I could bringt hat closer then you need the longer zoom. Dont think that you have to buy a lens just because its available, its important to need it. Many people surprisingly just stick to the kit lens.