Author Topic: Budget  (Read 2193 times)

Budget
Reply #15 on: March 12, 2008, 19:32:37 PM
Quote from: SteveF
Trust me, houses in San Francisco arent cheap.

My flatmate and I pay £1000 a month to rent a small 2 bed flat in London.  Im having to save up for the inevitable move to San Francisco (more expensive than here).


do you have to live in SF? or cant you live in the bay or surrounding area?

  • Offline Dave

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Re:Budget
Reply #16 on: March 12, 2008, 19:42:53 PM
Quote from: Sam
Here I can buy a house at half the price of England, but Id be living in the middle of nowhere, rural PA, with no chance of a high paying job. Swings and roundabouts.


I reckon you could especially given your area of expertise

weve got quite a few developers who work from home but are attached to either our NY or London office - off the top of my head there is one in Switzerland, one in Scotland, one who apparently lives in a castle in the South of France and another who used to live in California but then moved to somewhere in middle America.

tbh.. Id still like to move to Canada at some point (need to visit there first tbh.. but it does seem to be the perfect place for me)

  • Offline Sam

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Budget
Reply #17 on: March 12, 2008, 19:44:03 PM
Quote from: SteveF
Trust me, houses in San Francisco arent cheap.

My flatmate and I pay £1000 a month to rent a small 2 bed flat in London.  Im having to save up for the inevitable move to San Francisco (more expensive than here).


Why is it inevitable ?

And yes youre right. SF + bay area is expensive.

  • Offline Sam

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Re:Budget
Reply #18 on: March 12, 2008, 19:44:46 PM
Quote from: Eggtastico
Quote from: Sam
Quote from: Kunal
No not that.

I shouldve spelt out my sentiments more, its not really related to this budget just the general shift in everything becoming too expensive in this country.

A flat in london costing 4-500k on top of which theres mountains to pay for all the other bills. Then the cost of food and drink sky rocketing.



In Toronto I could move today, get a job which pays near enough what Im getting in London but in CA$, and buy a nice downtown apartment or 3 bedroom house for half the price of a flat in London. I could set myself up property and job wise and have enough left over to have some liquid funds left over for a rainy day, buy a new car and easily be able to afford my monthly bills... becuase virtually everything is much cheaper. While the standard of living is the same if not higher.

Oh and the friggin weather is better. At least its snows in the winter and you can rely on months of sun in the summer.


Its not always greener on the other side.
London is expensive granted. But there are very few places like that, say NYC, Moscow?
Move to Edinburgh, get a cheaper house.

Here I can buy a house at half the price of England, but Id be living in the middle of nowhere, rural PA, with no chance of a high paying job. Swings and roundabouts.

If you really think youd be massively better off, then stop talking and start moving, you can always come back.


then move to San Francisco/Oakland where the money pays well & houses are still cheap.


I dont want to live on the west coast at the moment. My girlfriend is here and I am tied to Philly area because of school.

Re:Budget
Reply #19 on: March 12, 2008, 20:00:17 PM
Quote from: Sam


I dont want to live on the west coast at the moment. My girlfriend is here and I am tied to Philly area because of school.


its all swings and roundabouts.. places pay whatever the going rate is for the area.



I kinda got lucky. Im on a London wage, but live in one of the cheapest areas in the UK.

By the time I pay all my monthly bills (2x mortgages, 3x loans, living expenses, etc) I still got over £500 a month left, where as If I had a local wage, I would struggle.

Id love to move abroad, but im lazy to go make big changes like that. When this job goes tits up, I may go & look into working on a cruise as an IT manager/specialist. $6000US a month, tax free.
Id have to get the house finished before that tho.

  • Offline Dave

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Re:Budget
Reply #20 on: March 12, 2008, 21:05:32 PM
Quote from: Eggtastico
When this job goes tits up, I may go & look into working on a cruise as an IT manager/specialist. $6000US a month, tax free.


thats an awesome idea tbh...

youd get to hang out with all the cruise ship dancers in the staff bar each evening, travel to different places and tbh.. I doubt the job itself would be particularly hard - few small offices & a wifi network to support Id guess - any of the ships actual comms, radar, nav equipment in the bridge would probably be supported by the crew/officers

Re:Budget
Reply #21 on: March 12, 2008, 21:13:59 PM
Quote from: Dave
Quote from: Eggtastico
When this job goes tits up, I may go & look into working on a cruise as an IT manager/specialist. $6000US a month, tax free.


thats an awesome idea tbh...

youd get to hang out with all the cruise ship dancers in the staff bar each evening, travel to different places and tbh.. I doubt the job itself would be particularly hard - few small offices & a wifi network to support Id guess - any of the ships actual comms, radar, nav equipment in the bridge would probably be supported by the crew/officers


its 24/7 6months straight, but yea.. cant be that much work - 150 computer equipment, Id expect maybe 7-8 jobs a day. - cruise ship holds 4000 people

  • Offline SteveF

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Budget
Reply #22 on: March 13, 2008, 00:24:48 AM
Quote from: Sam
Why is it inevitable ?

And yes youre right. SF + bay area is expensive.

Just because I spend all my day on the phone to companies in Silicon Valley and everyone whos had my job before me has gone to work at our office bang in the middle.  Well, except one guy in my office whos Italian and works out of South Italy and just flys where hes needed when theres a hard deadline.  Theres some corporate housing out there but its really just a stop gap until you buy/rent a house.


Quote from: Egg
do you have to live in SF? or cant you live in the bay or surrounding area?

Id just have to work in central but tbh everything Ive seen in commuter distance is ludicrous.  At least London has sh*tty bits where you can live for £3-400 a month.

  • Offline Mark

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Re:Budget
Reply #23 on: March 13, 2008, 00:58:02 AM
has income tax risen

  • Offline Dave

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Re:Budget
Reply #24 on: March 13, 2008, 00:59:59 AM
not really

unless youre a cleaner

(they got rid of the 10% rate and reduced everyone to 20% basic as opposed to 22%)

  • Offline Mark

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Re:Budget
Reply #25 on: March 13, 2008, 01:01:18 AM
good - i give those dirty gypos enough every month (government)

Re:Budget
Reply #26 on: March 13, 2008, 01:09:27 AM
Quote from: Dave
not really
unless youre a cleaner
(they got rid of the 10% rate and reduced everyone to 20% basic as opposed to 22%)


I thought that was last year ?

  • Offline Dave

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Re:Budget
Reply #27 on: March 13, 2008, 01:40:26 AM
was announced last year yes but it is for 2008

Budget
Reply #28 on: March 13, 2008, 11:02:49 AM
ahhhhhh

Re:Budget
Reply #29 on: March 13, 2008, 14:18:13 PM
LOL.it improved the pound strength,

Last week.
26.30 USD
=
13.0418 GBP

today,
26.30 USD   
=
12.9125 GBP

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