No idea on legality but my motorbike is insured at my place but registered at my parents. Didn't seem to be much hassle at the dealers to do that.

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Insurance are scumbags.

My wife insured her car when she was at Uni at her home address in Sheffield despite studying in Leeds.  She said to the bod on the phone that the car was 50/50 Sheffield/Leeds as she only took it when she needed it.  Guy on the phone said to insure it where it was cheapest.

Her car got stolen in Leeds and they tried to get her on the age old "The car was in Leeds and insured in Sheffield" and conveniently had lost the recording they made of the call....we hadn't...we emailed them a copy.  We also had to explain the principle of a car.  The fact that it had wheels, an engine and moved.  A car doesn't always return to it's own address on an evening.

After months, they finally conceded and paid out.  We rang up when we got the car back and said "There was a CD player in this"...no questions, they knew we had them over a barrel.

Thanks all, what about my driving licence?  I take it that can be anywhere or does it have to be where I actually live?

it is supposedly be where you live. its a crime otherwise!

Then the dvla and examiner on my bike test was wrong? illegally so?

What about someone of no fixed abode? if I got turfed out on the streets and had no where to go my driving licence would mean I'm breaking the law?

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I got pulled a few years ago after my folks moved, and hadn't updated my licence. Police told me it was an offence too, carries something like £1000 fine.

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It's supposed to be your "permanent address". Now, how you define your permanent address is a matter which may be open to debate, if you move around a lot and you parents don't then it makes more logical sense to have it at their place. Of course to expect logical sense of a government department may be a dangerous game, and to not update it is indeed an offense carrying a £1000 fine.